The Senior Managers & Certification Regime was first introduced in 2016 for banks and then phased in until it was finally extended to...

Managing regulatory risk should be a priority for regulated firms, but how well does a board understand its obligations? How does a board...

Like banks, insurers operate on a large scale and globally, but by their very nature, insurers are exposed to more risks than the average...

The Senior Managers & Certification Regime (SM&CR) for insurers took effect in December 2018. As part of the Solvency II regime,...

The UK’s Pension Schemes Act 2017 and Occupational Pension Schemes (Master Trusts) Regulations 2018 introduced the concept of a master...

Since the financial crisis of 2008 regulators worldwide have been introducing reforms to improve individual accountability within firms. ...

In 2002, the USA implemented the Sarbanes Oxley Act (SOX). It caused quite a stir at the time due to the time and effort required to...

We’re all aware that operational resilience requires an holistic view of a firm’s operations. The Financial Services industry operates...

This was the view of the Payment Systems Regulator (PSR) back in 2015 when the PSR was still relatively new. Six years later and it’s...

HM Treasury issued a consultation earlier in July. The proposals signal HMT’s intention to extend the Senior Managers & Certification...